I have a few credit cards that are past due and I’m not able to make the payments.
What is the best debt consolidation company to use?
Keep in mind, I’m not a home owner.
I’m not a student and actually I’m looking for a better answer than the obvious budget and make more money.
I have a lot of credit cards that I’ve now fallen behind on. I placed most of them with a debt management program and those I could afford to pay I make the minum payment each month.
Some of my credit cards are now with a collection agent and they’re the one I’m having a problem with. They won’t do a payment arrangement with me and act as if they’re the only one I owe money too.
I’ve explain my problem to them but they don’t seem to care. I’ve come to the point where I don’t even want to talk to them and even got into a shouting match one day at work with one.
For instant one of my credit cards that’s in collection has a balance of 97.25, but when I offered to pay .00-30 a month on it I was told that it was not enough and that I needed to make the payment in full. Ya right like I have that kind of money lying around.
They offer to settle for 0.00 and even said they would take two payment of 0.00 a month. I can’t pay it, so what happens now?
Hello all, I have a question regarding debt consolidation. I have about 15k worth of debt and have tried applying to two companies for a debt consolidation loan and was denied both times.
I thought about trying what one of the other posters suggested , writing to the individual companies threating a voluntary bankruptcy order. I have about 10k in the bank, but I don’t want to borrow from that lender because I wouldn’t be able to use the money in my account.
My credit is only good. What other options do I have? Thanks